Pacer is short for Public Access to Court Electronic Records. The Pacer, in simpler  terms, is a form of electronic public access service, allowing individuals and companies access to court data bases. There are many forms of court generated data bases that can be reached through Pacer including a bankruptcy data base. In order to access the Pacer bankruptcy data base, a simple registration process is required and a fee payable. This can be a one off fee or an annual one, depending on the number of times you may need to consult the bankruptcy database.

Interesting enough, each court with the United States Judiciary operates its own bankruptcy database, each being interlinked to the national data base. However in order to access information from Pacer, it is necessary to contact the court in which the judgement was passed. The Pacer bankruptcy data base is available online, and each item of information can be accessed and downloaded immediately upon payment of a token fee. Continue reading »